A Bengaluru software program engineer’s monetary journey, from incomes ₹15,000 monthly in a shared PG to constructing a ₹1 crore internet value earlier than turning 30, is placing a chord on-line after he shared his life story on Reddit.
The Redditor mirrored on how he rose from a low-income family to safe a high-paying job in a product-based firm.
In a put up titled “Milestone Check: Started at 2.4 LPA at 23, Achieved ₹1 crore before turning 30”, the Redditor mirrored on how he rose from a low-income family and an underdog engineering school to safe a high-paying job in a product-based firm, whereas steadily constructing wealth by means of investing and self-discipline.
“This isn’t a boast. It’s my story, a reminder that no matter where you start, with patience and persistence, things can change,” he wrote.
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Learn his full put up right here: PG to pay increase
After beginning with ₹2.4 LPA in 2018, the consumer shared how he survived in Bengaluru by sharing a room in a PG, saving simply ₹2,000 a month, and counting on monetary assist from relations to get by means of school. However in three years, he had moved as much as ₹12 LPA after which to ₹32 LPA, earlier than shares and bonuses helped him cross ₹45–50 LPA yearly.
One breakthrough second? A ₹12 LPA job supply acquired whereas answering an HR name from the bathroom, he joked.
By 2022, he had 13 job affords in hand. “Some were amazing. Some looked like red flags dipped in glitter,” he added. He selected a reputed product firm providing ₹32 LPA, and because of inventory grants, his present compensation hovers near ₹50 LPA.
The now-savvy investor additionally confessed to early missteps, like locking ₹3.5 lakh in a month-to-month payout FD as an alternative of investing. However YouTube channels like Pranjal Kamra’s launched him to mutual funds and SIPs. He now invests ₹71,000 monthly and tracks his internet value religiously.
“That original FD? Now it’s my emergency fund,” he wrote.
His objective? Obtain Monetary Independence (FI) by age 40, retire by 45. “I don’t want to work beyond 45, maybe not even a day beyond if I can help it,” he wrote, imagining a future the place he’s “laughing at all this from a hilltop café in Himachal.”
His recommendation to others beginning out is t keep constant, be frugal the place it issues, and don’t underestimate compounding, each in profession and funds.
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